**CANADA WIDE**
Do you own a Home or purchasing one?
DID YOU PURCHASE A PRE-CONSTRUCTION MORE THAN A YEAR AGO AND DON’T HAVE FUNDS TO CLOSE?
DO YOU HAVE COLLECTION AGENCIES CALLING AND NO WAY TO PAY?
WITH TAX SEASON COMING UP AND LAST YEARS TAXES ARE STILL OUT STANDING?
BANKS SAY NO WE SAY YES
NEED TO FIX YOUR HOME BUT SHORT ON FUNDS
LOOSE YOUR JOB AND NEED SOME FUNDS TO GET YOU THROUGH
Reach out today to discuss your unique situation.
No personal loans.
Only for clients who own a house!
Examples : Success Stories!
1-Client owned a paid off property which was deemed inhabitable by the town and had to be demolished. Client credit was poor, no cash to pay for the work and he was not able to get traditional finance on the property. We were able to get him a first mortgage for $150,000, he cleared all his debts, paid to demolish the property and clear everything with the city. His credit score went up, after a year he sold the property and cleared the loan.
2-Client had 1st and second mortgage with high payments and wanted to get new 1st mortgage with better rate and we were able to get that done. $650,000 1st mortgage.
3-Client had second and third mortgage on their house from Alpine credit. Very poor score and low income. We got them new second mortgage to pay off both 2nd and 3rd from Alpine. She was also able to pay off other credit card debts and bring score up. $325,000 2nd mortgage.
4-Client had a first mortgage with Equitable and also a HELOC. Currently maxed out on the HELOC, Personal LOC and multiple revolving credit card debt, all maxed out. They were paying interest only payments and debt managing had been difficult. We were able to help them with new 2nd mortgage of $200,000k. Now they have $1500/month better cash flow. Exit: Both have good stable jobs and credit score will increase in one year. We will arrange a new 1st with better rate and payments.
Example 5:
Client reached out to us regarding a 2nd mortgage for their property in Sudbury. They had a current 1st with B lender of about $210,000 and a private 2nd of $132,000. Credit score below 600 and lower income. With both mortgage payments, their monthly cash flow was high.
Tough part of getting a new 2nd private was the LTV (loan to value) and no income proof. We
We got exceptions and found a lender to arrange a new 2nd mortgage of $190,000 with pre-paid payments which helped them clear the current 2nd mortgage and funds to pay off some debt. With payment for the 2nd being pre-paid for 1 year, they have lower monthly cash flow.
Exit: Client is expecting a will payout in a few months which they will save/invest and renew to a new 1st mortgage at time of renewal as their credit score will increase and they can put down payment from the will payout.
Reach out today to discuss your personal situation to see if I can help.
Nad shi
416-400-6967
✅ NEW PURCHASE / REFINANCE -SELF EMPLOYED WELCOME
✅ COMMERCIAL MORTGAGES AVAILABLE
✅ HOME RENOVATIONS
✅ FIX and FLIPS
✅ RENT and HOLD
✅ DEBT CONSOLIDATION
✅ QUICK CLOSINGS IF BANK FINANCING FALLS THROUGH!
✅ First Mortgages / 1st Mortgages
✅ Second Mortgages / 2nd Mortgages
✅ Debt Consolidation for Homeowners
✅ Purchase Bundle to 90% LTV (based on location, property type, and client profile)
✅ Equity Take-Out
✅ Second Mortgages Up To 80% LTV (Loan to Value) in some cases 85% LTV is available.
✅ Private Mortgages - Excellent offers available in Private Mortgages!
✅ Equity Based Lending
✅ Self Employed Mortgage Solutions
✅ Home Equity Line of Credit / HELOCs (80% LTV Max)