LOWER APARTMENT SETUP WITH SEPARATE ENTRY
✅ Main-floor 3-bedroom home with a 2-bedroom lower apartment setup
✅ Five parking spaces, large backyard and nearby schools, parks and transit
✅ Approximately $80,000 in listed upgrades, including kitchen, flooring and separate laundry
Purchase Price: $819,900
Down Payment: 10% = $81,990
Mortgage incl. CMHC: ≈ $760,785
Monthly Mortgage: ≈ $3,672
Property Tax: ≈ $443/mo
️ Property Insurance: ≈ $185/mo
Total Before Rent: ≈ $4,300/mo
️ Less conservative lower-suite rent planning figure: $2,200/mo
➡️ NET COST UPSTAIRS: ≈ $2,100/month
This home gives the buyer a practical 3-bedroom main-floor living arrangement while the lower level adds two bedrooms, a separate entrance, separate laundry and a second kitchen setup.
The home has been updated with a newer kitchen, upgraded bathrooms, hardwood flooring, insulation improvements and a maintenance-free deck. The basement setup, permits, utilities and achievable rent should be verified.
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Anu Kandola, Bricks N Dreams Real Estate (eXp Realty)
(647) 572-7696 · @anukandola
